We hope this finds you and your families well! As the summer kicks off, we wanted to reach out with a mid-year greeting and share some thoughts on the current environment and the markets.
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The Chicago Board Options Exchange’s Volatility Index (VIX), often referred to as the “Fear Index”, has risen to its highest peak since the earlier days of the COVID-19 Pandemic, confirming the prevalence of a sentiment that we all likely have been feeling. Investors are afraid.
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When it comes to saving for retirement, you have most likely been presented with the option to contribute pre-tax or Roth. Whether it’s your 401k at work or choosing between a Traditional or Roth IRA, most retirement accounts offer both methods of saving. So, what’s the difference? And more importantly, which method should you choose?
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We often get questions like the following from our clients:
“Do you think the market is going to keep going up?”
“We’re due for a correction soon, don’t you think?”
“The market has hit an all-time high. Should I hold off on investing my cash?”